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Each year, the interest rate on student loans adjusted on 1 July. As part of a plan for the country’s budget deficit to cure 40000000000 $, the Senate plan to cut $ 12700000000 program federal student loan between 2006 and 2011. The effect on students is a significant increase in interest payments on federal student loans, including Stafford loans, PLUS loans, the loan and the Perkins loan.
1. an interest free loan student growth rate
After July 1, the rate to jump on new federal Stafford loans with a variable 4.7 percent to 6.8 percent firmer, while PLUS loans are variable, from 6.1 percent to one percent increase fixed at 8.5. The way to avoid the high interest rate lock in current low fixed by consolidating your loans.
2.  Last Chance “school” consolidation
Under the new legislation, students who do not attend school in a position to consolidate their loans after July 1, 2006.
3.  marks the end of marriage links
Another restriction on loans student loan consolidation marriage. For years, couples the financial benefits of simplicity and to consolidate their student loan payments received. Married couples still have the opportunity to take advantage of this opportunity by promoting marriage for a loan before July 1.

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